This allows you to access funds while keeping your existing mortgages intact.Second Mortgage: Explore lenders who offer second-position loans on investment properties, though rates will be higher.Cash-Out HELOC : While traditional banks often restrict HELOCs on non-owner-occupied properties, some portfolio or private lenders may offer HELOCs for investors.With $15-20K in liquid funds, look for deals where you can negotiate terms:Seller Financing: Negotiate lower down payments or interest-only periods.Subject-To Financing: Assume the seller’s existing mortgage while covering the down payment.Lease-to-Own: Lock in the purchase price while using rental income to build equity.

Welcome to BP - this is a great platform to initiate your real estate journey.Dive into comprehensive guides, connect with experienced professionals, and explore a wealth of opportunities that can help you achieve your real estate goals. 

I’m in the process of getting my real estate salesperson license to gain access to MLS listings as well.

Expert GuidanceThe most obvious advantage of joining a coaching program is access to experienced mentors.

You usually can do these loans with NO points, you just need to work with a broker who has access to dozens of lenders as there are plenty of lenders that can provide these type of loans with No Points. 

They could also sell the property to you and lease it back, allowing them to remain in the home while accessing liquidity.

You want a platform that seamlessly integrates with your CRM and customizable for your business.

I'm just beginning but am considering a bigger commitment in the next five years or so by accessing some or even all retirement funds to buy a building (I'm sure people have thoughts on whether or not that is a good idea!).

With the newly implemented congestion pricing in Manhattan easy access to NYC public transport is golden.

This is a great platform to network and to continue to learn.Best of luck on your real estate journey.