Just not sure if I should just get the 50k to pay off my loans or get more cash out of the property for reserve fundsDorian,  depends what kind of loan product you are talking about.

HOWEVER, very important to understand is that these 3 month seasoning products are VERY expensive.

I never used the other products you're speaking of, its just sad how these so called gurus take advantage of people.

That MIGHT be the best program for you, but even if it is not that is what you will be sold as it their only product.

Property must be habitable now - there is not  a renovation product. 

Great tools that get updated regularly.I am on the lending side of things and would be happy to hop on a call with you anytime to discuss financial strategies and help answer any questions you may have about nearly any loan product available to help you on your journey, even if they are not products my capital partners offer.We are all here to help you learn and grow.

Perhaps ask at your current lender and see what they say, whether they have such a product.

I can never recommend any products without these simple reports.thanks in advance for the answers.

Angel Oak has a suite of 2nd position products.

Whenever my kids show an interest in something productive, I try to use that opportunity to teach them a skill that they can take with them.