As for the refinance aspect, if you're going from LLC to individual (or vice versa), at my shop you would just transfer title into (or out of) your LLC at the close of escrow, so that part is no biggie.

Bought an auto repair shop for 30% of value because of environmental problem.  

Most renters will likely go into downtown one day to shop and have a bite--it's charming, but there isn't enough to do there that you absolutely have to be close. 

The better question is which turnkey shops do not do this?

I would also check rents, do some mystery shopping and see if your expectation is correct.

Shopping and area attractions are close by.

I would reach out to Brenna Carles at The Mortgage Shop 

It's always the new ones that shop you to death and are asking for unrealistic terms. 

They've always wanted two years of tax returns.I know everyone says you "don't need anything" for DSCR loans, but I've always found that you... do.The key difference is of course that your DTI ratio plays no role in qualifying for the loan.I obviously can't speak for OP's experience and don't know who her lender is.Hey Nicholas - most one-stop shop brokers look at lending options other than DSCR.

I recommend you work with a mortgage broker that works with 220+ lenders to help you shop for the best lender for your situation!