I was able to qualify for about $95k in 0% business credit cards (for 12 months), I then liquidated the cash and used a portion of that to obtain the hard money loan that covered the balance of the purchase cost.

Wagner was recommended by my cousin who purchased a few properties with them and he's happy with the process.

Your best/safest bet would be a regular lease combined with an option to purchase.

I've seen VA loans close with backend DTI ratios in the 60s and low 70s.VA loans can be used for multifamily purchases with 0% down as long as the veteran will live in one of the units.

Purchase price: $232,500 Cash invested: $45,000 Newly renovated SFR in Shore Acres, St.

Plan is to purchase a couple homes over the next year.

For experienced investors who have done 5+ similar rehab projects, I can lend up to 100% of the purchase price and 100% of the rehab on light 1-4 unit rehabs. 

Do you know is it different today with the idea behind "subject to" purchasing in IL?  

I have 2 SFH, both purchased using house hacking.

Do you have a track record of purchasing and operating real estate on your own?