You are in a perfect position now to stash your cash and come out of the military in a few years with a sizable deposit.  

We've been getting old, junk tapes that's been circulating for months from jokers. 

I would gander that stashing 600/month will build you a reserve fund pretty quickly that can handle most issues.

When these jokers who are pimping the caps on single family homes as reasons to invest that is really when these questions could come into play.

I now call these joker brokers pump and dump due diligence thieves  BP is rampant with them, so if facebook and LinkedIn .. its tough for the poor borrower to figure out who is real.

Being that most of us are living from pay check to paycheck the idea of building a nice stash of ready cash sounds enticing.

With that being said when 12 months comes and i'm short on a down payment I have a little money stashed that I would be willing to use. so to answer your question in short was it has hard as I thought... no not at all, its great !!!

@John Platts - many of the wholesalers out there are what Scott Carson who term a "joker broker" - they are not wholesalers they are just taking lists and passing them down and putting a fee onto it.

Now lets say I choose a MF property...Example: B grade 4 Unit @ $200k  w/ 25% down ($150k Financed) @4% If I were to stash away six months of PITI (around $1k per mo) + a $5K unforeseeable fund this would equal something around $11K.

Or are you stashing it away in a traditional IRA?