You could see an attorney or even better talk about it with your financial planner many have legal tech now that makes it essentially frictionless to get your estate work done and keep it updated.  

Aim for a credit score of 680+ for better refinance options.

Better yet, encourage her to make a clean break....perfect time for a fresh start.Also townhomes are rarely a good investment vehicle. 

What are your thoughts on CUBR APPEAL -- the more the better??

If they reject, you either start again with better terms, or move on. 

With increased competition, renters are opting for homes that offer better value, updated features, and overall appeal.Final ThoughtsThis market shift is a wake-up call for investors and property owners in Charlotte.

Should they have communicated better?

Typically, higher income areas have lower crime, more amenities, better schools.  

(You say it’s worth about $100k more than you’re paying so figure an extra $15k.)Maybe you’d be better off partnering with the parents unless they have zero interest?

I finally fired them and my property is SOOOO much better.