I am only familiar with Texas and while there is sometimes limited flexibility it’s basically 100% due at sale.  

This question is most likely best for a lawyer familiar with local regulations and code.

@Jason Tucker, I'm familiar with co-living single-family homes but not an apartment complex per unit.

There are a ton of areas where the value could be significantly inflated on paper if you don't boots on the ground familiarity.

Key Steps Before ProceedingContact the Loan Servicer: They will guide you through the assumption process and confirm whether an entity can participate.Consult an Attorney: If you’re considering title transfers or joint ventures, an attorney familiar with VA loans can help you navigate potential risks.Understand Due-On-Sale Clauses: Ensure any post-assumption changes comply with the loan terms to avoid triggering repayment demands.Final ThoughtsVA loans are a unique and valuable financing tool, but the program’s focus on personal borrowers makes entity-based assumptions unlikely.

I went to school in Michigan and worked in GR for several years, so I'm fairly familiar with the areas, but not as an investor.

Well right off the bat if you're interested in wholesaling, and you're in Maryland you should familiarize yourself with House Bill 301 which is likely to pass.

I'm just more familiar with people quoting gross rents and typically assume the cleaning fees are being paid by guests. 

Quote from @Daniel Chapman: Hey Family, I'm looking to invest in Toledo and I'm not too familiar with the lay of the land.

Work with a lender and real estate agent familiar with Westchester to get precise numbers.