If I was an investor financing the remaining 29% - 19%, I personally would expect my equity split to be reflective of such. 

It's already headed there.And that's while we operate at all-time highs for travel in an economy where travel demand has remained at peak. 

You need to amass a large portfolio for it to be passive (aka hiring someone to manage).If you want to be financially independent as fast as you can then you need to do a few things. 1) get as high of an income as possible (this usually takes schooling and/or experience, think high income profession - law, medicine,etc)2) live as frugally as possible (you will sacrifice a lot here, think of not going out with friends, live at home/save on rent, etc)3) invest as much as possible and I mean invest not yoloing on random hot tips (you are starting young, time will be on your side)If you do this consistently and remain highly disciplined, you will get there faster than most.

This approach maximizes the building value for depreciation while remaining defensible to the IRS, minimizing the risk of flags.* This is not tax advice

We have recently loosened our cancellation policies on most properties to remain competitive. 

YoY is up 6%.Rentals - Availability by MonthThe number of homes for rent remained flat MoM.Rentals - Median Time to RentThe median time to rent increased Month over Month from 22 days in August to 27 days in September.

In Hampton, there was a 7.3% increase in homes for sale from August to September 2024, but the overall inventory remains tight.- **Demand**: Despite the slight increase in inventory, demand remains strong.

She can take title to the remaining portion as her primary residence.

The “CPI rate” takes effect on each August 1 and remains in effect through July 31 of the following year.

Would you be able to get a mortgage on the duplex at perhaps a lower LTV amount and have them either escrow the taxes or use the funding to pay the tax balance in full and use the remaining funds for the renovation?