They're always on the lookout for solid deals.If you're up for it, maybe we can grab a coffee or hop on a call.

When we last did major shopping around, did use a broker (McClone Insurance in Madison which used to be the Neckerman Agency if you are in the area and recall that name). 

Waiting too long to refinance can also leave you with less favorable market conditions.Neglecting to Build Relationships with Lenders:Many investors assume refinancing will be easy, but without building good relationships with lenders or shopping around for the best terms, you could end up with a deal that doesn’t work for your investment goals.Ignoring Cash Flow:Some investors get caught up in the equity gains and forget about cash flow.

We'll see PT stocking(at major shops) increase as we head into the holidays, I'm curious the amount of jobs versus previous years.In regards to how they coin it, it'll be things like light turbulence, a little hiccup, etc.

I'm actually keeping an eye on some spots east of the gigafactory; there's a lot of buzz about potential there.Would love to swap insights and maybe grab a coffee (even if virtual) to chat more about how we can navigate and capitalize on these changes.

Secondly, I would shop lenders using the Find a Lender function on BP.

We chatted about it over coffee, and she decided to take the plunge.

If no one within the group has experience buying real estate, I would suggest you each buy a property on your own and then have a discussion of forming a partnership in 2-3 years.If you already have experience within the group, I would suggest all the friends get together over coffee and brainstorm all your concerns.

Mom and Pop shops are not that great at accounting and the numbers tend to look like they can't afford to live so take that in to account plus the operations they are doing. 

@Michael Plaks Didn't you say you were buying coffee for us at the next one of these "sessions"?