@Chris Seveney is much better informed about the current state of note sales than I am since 80% of my business is originating high yield notes and only 20% is the purchase of existing notes.  

Hi Chris,Long story, but an umbrella policy is not an option for me.

Maybe rephrase your questions or a new thread and copy in @Chris Seveney  he is very experienced lender with capacity you dont want to waste time with a bunch of fake lenders. and you brokers or HML are not going to touch this loan thats a fact.

@Chris Brown there is a lot of fraud on FB marketplace.

thank you Quote from @Chris Seveney: @Nakul PatelBest asset protection is an insurance policy, you open a LLC then you are gonna have to pay like $850 a year for it if you are in California even if it’s a LLC in another state plus other fees and costs.  

Thanks, Chris.

Quote from @Chris Williams: I am a beginner investor who still hasn't got their first deal.

Quote from @Chris Seveney: @Gary R UrenIf the property is zoned for only one home you most likely will not be able to do thisPossibly it could be 123 main st unit a vs b but that is a post office issue and good luck dealing with the post office on this issueI would talk to them and put to mailboxes in the front and see if they can separate it by A and B unitThank you very much  

I agree with Chris.

I agree with Chris, why get a third party involved.