Leather is a living material and it will dry out and crack if not maintained.Microfiber is a good choice like @John Underwood said.

The roofer gave me a invoice with high level bill of material, and a statement that it has 2 years of warranty and brand name of the shingles.It does not say brand name warranty or model or batch number etc. 

I have done a few things, I have rentals, I have driven for dollars, I have sent out marketing, I have knocked on a few doors, and I have flipped houses. 

Issues we faced were conflicting opinions on the next home we should purchase for our portfolio and what upgrades to do when we were doing a flip, the cost of labor and materials, etc.

When you have unscheduled entry as an option, I think it encourages them to do weird stuff like hide stuff in weird spots, etc because they are always on guard.Hoarders clauses would have to be linked to fire codes I think for excess people and materials near fire sources, etc.

But if the blue sky materialized then repurchasing that equity could still turn into a win/win.

It's shedding material from impact of sun's rays, that's how elec is produced.

For 2024–2025, AI-driven startups or tech-enabled services may be worth looking into as they overgrow.

There are two types of appreciation to consider:1.Market Appreciation: Rising property values driven by external factors like economic growth, demand, or market conditions.

You should be about 50k out of pocket—10k downpayment, 10k closing costs, and about 30k for materials and slight amount of labor (but you are doing most of it yourself).