Are DSCR refinance loans ever approved in this case? 

The property manager, KS Yoak, found a tenant without my approval or background check, but at first, everything seemed fine.

I know the 20yr city development plans, I know of the waste water treatment facilities that are wrapping up approvals and have not even broke ground yet and exactly how many w/s laterals will be approved with such. 

Need a creditor attorney ASAP, lenders are generally first for proceeds, but they absolutely will approve a plan you don't love.

(This HOA was not FHA approved, but now even single-unit "spot approval" is no longer possible.)

@Aubrey Adams-Thanks for the post / question -I would recommend developing a hypothetical plan  ( purchase price / loan amt needed ) and get pre approved ..this process is free and it will help get you organized and also to educate you  in many ways ..if you never end up buying - no worries and no costs have been wasted 

I was able to get the HOA to approve the addition of another small dock right behind my house with a 23 x 8 foot slip 2 years ago.

Get pre-approved for a buy and hold loan- It could be multifamily, single family.... depends on the market3.

Rehab the house while you get lot split approved.

Many applicants just want to tell us their excuses over the phone, but if they won’t take the time to put it in writing, we find they rarely end up being good tenants.UnderwritingTraditionally, landlords have only looked at the income of applicants and approved those having income equal to three times the property rent.