I see value in working with people who want Midwest entry level homes and as well as the higher end New Construction stuff in growth markets.

And as mentioned above, if the lender you are speaking with doesn't know what that is...then you need to go to a different lender.  

Test their communication by reaching out as a potential guest to see how they handle inquiries.Ask for References – Speak to their existing clients to get a true sense of their service quality.Finding the right property manager long-distance is all about ensuring they have boots on the ground and a track record of high performance.

I am a husband and a father to 3 children.

Because all we have for credibility is his word and a Facebook page with zero likes on it.

Everything can be done with a calculator and a piece of paper if need be.

I'm happy to share my experience as both a flipper and a lender.

In 2024 we bought two homes - a duplex rental in Utah and a primary residence in Santa Cruz County, California.

Here's the breakdown:Financing: We used a seller carry deal with 25% down ($100k), a 30-year term (balloon in 10 years), and a 4.68% interest rate.

this is what we build and we do it with newbies but make sure you partner with a builder who has experience and a track record.