Outside of that, the Waynesboro/Greencastle area is solid but the population and job markets is much lower than that of Hagerstown/Washington County.Thurmont is more backwoods and there are rumors that there is a strong racist group presence in the area (just rumors though).

The risk appears very low given the guarantee (the presence of the auth), so I would think the interest rate could be fairly low as well.

Hi @Josie Stephens - I have been listening to the Rent to Retirement podcast recently and they have a big presence in the Akron market and I even saw some of the renovations on those properties and they are turnkey ready.

I have worked for free for another  millionaire real estate investor, with absolutely nothing gained other than to be in that presence and show myself that it is possible and achievable.