*poof* a random lender vanishes And just as an add on...when you have both names on the accounts, even if you purchase separately to take advantage of more conventional loans, all you have to do is submit a LOX (Letter of Explaination) that the other spouse has permission to use the funds for their RE purchase. 

The fact they happened to be the turnkey ones is just coincidence.Currently, our focus is getting all the MFRs in their best cash flow earning position (since we bought all of them between Dec 2016 to August 2017).  3 of the 4 are pretty much there and the biggest one needs a few more months, then the plan is to add one more 10+ (maybe 20+) unit in Mid-Late 2018 and then go from there.All properties have a PM (none self-managed anymore). 

You've got plenty of good answers here, but I want to add one thing to it. 

Everything @Clifford Paul said, I just want to add one extra step. 

I want to add one little bit..... you can check the NRBA website for realtors who have been listing REO properties and belong to their network if you're exploring a new market OOS.

Add-on: a bit of evidence in favor of college being pretty much just what you make of it, and nothing magic: "In November 2002, the Quarterly Journal of Economics published a landmark paper <https://www.nber.org/papers/w7322> by the economists Stacy Dale and Alan Krueger that reached a startling conclusion.

I certainly would never add on a “admin fee” as my transaction coordinator, broker, office, etc. is my responsibility and not that of my clients.

@Luke DilorenzoYou can see if you can talk to the bank and convert the loan to a non owner accupency loan (sometimes you need to add only 2%-7% more down.

@Eric Sebast i dont know nashville but i have seen PM add on a bunch after the 10% so he is probably including everything that the management company handles.

I don't sleep 11hours a day because I'm lazy and don't want to work it's because depression honestly Then I add one to my list: see a doctor.