:) I definitely defend speeding tickets all around our area, but not up in DC.

That has been my experience as long as you have a 1.25% or higher DSCR.I would defiantly use the bigger pockets rental property calculator and show the results to the bank, sometimes they can be stubborn on values as well but this is something you can come with accurate comps from an agent and your own personal financial pro forma of the property.Also, don't take the banks appraiser at face value, you may have to defend your position against one and it helps having the numbers in hand...Good Luck!

I'm no staunch Portland defender or a defender of the city's politics, but as a market, it has provided a better return than all but a handful of cities over the last 10-15 years. 

You need to be a little less sensitive and try to not feel you need to defend your philosophy for saving money.You want to save money I want my money to earn it's keep.

@Melanie HartmannNo need to defend yourself or your decision to leave your 9-5.

@Jeff Byrne You are champion!

It was so cringe that I went from hating on whoelsellers myself to actually defending them just because this guy was such a tool. 

I’m ex-military and I practice regularly.You also have to keep in mind that aggressive dogs are much more common in those rough areas, and you may end up defending yourself against one of those.

(a) For any residential unlawful detainer action that includes a cause of action under paragraph (2) of Section 1161, any defendant may, at any time between the filing of the complaint and entry of judgment, notify the court of that defendant’s desire to stipulate to the entry of an order pursuant to this section.

You'll need insurance either way to help defend against a lawsuit.