Lenders can use the cash flow from the property only instead of doing a global cash flow on you...that allows you to fit more property into your portfolio and, thus, scale.

@Mark GallagherNo offense but $1.50 is nuts.

With unemployment up and likely to rise, and the global economy sinking, seems like not much to support pre-Covid market and less for an upward market.

I meant no insult by my post and my apologies for any offense from incorrect terminology.

Their lease is very clear about illegal drugs use being a non-curable offense and cause for eviction.  

The price of playing it safe is too dear.I'm a living testament of someone who jumped off the cliff in the midst of the Global Financial Crisis and is now living the American Dream.

If the tenant stays and has a pet but the landlord is hostile that can be a federal offense with the government paying for the legal representation for the tenant.It really comes down to two factors.If the doctor is recommending a pet then the landlord really has little room to argue about the medical benefits.

So this may all be a strong sign of impending overall DEFLATION.Suddenly it ain't so simple as the old reliable '50% Rule'.Now you gotta understand your local demographics, neighborhoods, markets, politics, long-term employment trends and probably global warming, too.So now I have to add economists, meteorologists and pollsters to my team.......

No offense, but it's not a comprable analogy, You can check all the refs, bonding etc.all you want but you never know if your contractor is one paycheck away or one day away from the street.

Since every lender has their own way of underwriting a file (global cash flow, creditworthiness, etc.) you generally want to disclose the proper amount and only more if it is requested.