To be honest I didn't know anything else existed. 

In all honesty I would rather bring 6 months of payments to escrow than throw my money away on points.Anyone run into this situation?

And a lot of people do ask.Agree that being honest is good, but having a way to buy some time or break unpleasant news is also helpful.  

@Jean Bolger - To be honest, I don't fully understand the motivations, but we've always provided some means for users to hide their profiles.  

To be honest I hate when seller/buyer backs out last minute.

I could only make the 50% rule being in a war zone, which I have zero interest in doing (and I think, in all honesty, there are much larger costs involved in owning those type of properties).

And to be honest I don't see wages going up any time soon.I love this conversation, thank you all for participating.

@Ryan Vienneau I have been using Cozy now for over 5 years and was a huge advocate for the service, but in all honesty their service has gotten worse.

Honesty is always the best policy.

What area is he building(these seem to be more Ladue, Clayton, Kirkwood prices...I grew up in STL:)) In all honesty if you have that kind of money to invest in REI, I would start out on a smaller scale either flipping or buy and hold.