Thanks Jan Non-U.S. citizens can receive FHA loans as long as they are permanent legal residents and have lawful residency in the U.S.

Hi everyone, I'm reaching out to see if anyone has had any success in finding a lender in Washington State that will finance a VA construction to permanent loan for a 2-4 unit small multi-family. 

Our goal is to buy our long term permanent home when we find it, < 3 years from now.

The cost of adding units and the rate of return ($30-$50 / month) causes many investors to shy away from adding permanent units in their properties. 

I would think the problem is not the tenants, but the landlords not wanting to make permanent fixes.

I've seen typical numbers of 1%-2% higher than your current rate.Because of this they are not designed to be "permanent" financing solutions.  

I suspect they are trying to keep this from being permanent financing by making you refinance it to rent it.

I know STRs are possible there but the ‘permanent’ residents seems to be throwing a fit and trying everything in their power to block.

If set on a permanent foundation at HUD specifications, I believe they are more structurally sound than most site-built homes.

I was then asked to leave my current brokerage a little early so we moved into the other vacant unit until the permanent location is renovated.