The truth is, I have a savings account I transfer the 10% to, and do not necessarily give it/ make a donation right away (the account has a few thousand currently) because we don't like to give to just any cause out there, choosing the ones meaningful to me.Also, can you clarify what it means 'when I have no use for it' (the money)?

Not having an angle or anything to sell, not being a pro, etc I think allows me to speak meaningfully about what charges are fair, what advice is sound, maybe some ideas to try out instead. 

Here's a first stab at a list for those of us that aspire to be competent and confident in the realm of personal finance: Less than a month: Emergency - one bad day from homelessnessOne to three months: Urgent - a moderate amount of bad luck from homelessnessThree to six months: Whew - The baseline of being able to sleep soundly at night, still in all-out hustle modeSix months to two years: Satisfactory - no longer afraid continuing to support one's self/family if job/business is lostTwo to five years: Well-off, Investments are just starting to produce meaningful amounts of supplemental incomeFive or more years: Confident - Investment income may be even more than most people's salaries25 Years or more: Financially Independent - even with the conservative 4% Safe Withdrawal Rate$100,000 more passive income than one spends to support their lifestyle: Wealthy$500,000 or more in passive income above and beyond what's needed to support one's lifestyle: Ultra WealthyThoughts?

If you could provide information on the approximate size (number of units), location and whether you are looking for an active or passive investment would make the responses more focused and meaningful to your situation.If you are looking to invest passively in 100+ units, my suggestion is to seek a few good syndicators who accept non-accredited investors or look at some of the crowdfunding sites (look here for more details - https://www.biggerpockets.com/forums/432/topics/38...)If you want to participate at some degree, find a syndicator who you can add some value to and see if they will give you some small share of the GP partnership.

I look forward to a response.Zeke, zip codes are too geographically large to be meaningful.

Personally I’d like to earn enough to allow me to pay my expenses plus have the ability to do something meaningful that has a positive impact like donate my time to help people .

I think you would find an end buyer for a $25k-$200k wholesale deal much faster (More people have access to this type of cash) then a $21M 96 unit apt Complex.Just some questions to spark a thought process.

I am newbie myself, so forgive me for not giving you any meaningful advice.

Great replies, I'd have to say since I started in this field I've caught myself being stuck in two minds, Of loving the idea of passive income and the awesome ways that real estate can create and spark that. 

Over time, that $500 will become much less of a meaningful expense as your income grows, and it will be gone in 10 years anyway.