Though its only 25 min from you , its rare it works out that way so don't let them carry too much weight. 

Markets that have potential for big appreciation run up are not going to be 2% rule markets... you must weight these factors plus quality of life..

I am new so I don't hold much weight against the other experienced members here (so please correct me if I am wrong), but I agree with Jeremy.

They may offer some warranty or guarantee to limit your loss, consider that such are probably tied to a portfolio to replace your note, it's probably weighted in their favor, it may be a good cover to use to limit their liability to appease an investor when things do go wrong.

I wouldn't put much weight on using Trulia or Zillow. 

I personally feel that consumer debt is like swimming with ankle weights on. 

Frankly if you do have to evict you are probably going to be under estimating your costs but this is a risk weighted calculation adjusted for probability.

This is true of any organization affiliated with JP Morgan Chase and TD Bank for sure.Also, remember bigger institutions license the FICO algorithm and are able to put in their own weights to get your credit score.

You'll also be personally guaranteeing mortgages made with institutional lenders and it's your personal credit that carries the weight.

Landlords are entitled to accord credit scoring whatever weighting they choose evaluating an applicant.