What if she decides to add a roommate that is a criminal? 

We are doing criminal history checks on hard money lenders and contractors.

When you're screening your tenants, do a thorough background check, including criminal and credit history.

Do you or have you ever accepted a tenant with a previous criminal history or do you automatically move on the the next application?

d.Explain that I’ll be running a criminal background check and a credit check on all applicants, and asked if they had anything related to credit or crime they thought I should know (e.g., foreclosure, felony, garnished wages)e.Do they have any questions for me?

They both have credit scores around 750, no delinquencies/late payments, great rental references, no evictions, no criminal background, and steady employment.

It's very hard to turn away the first guy that comes to you with up to $10k cash, then tell him he needs to do a criminal, background, employment verification, credit improvement, speak with the broker, etc and they go away, but it must be done or it will make it a lose-lose-lose situation instead of it being a win-win-win.There are PLENTY of tenant buyers out there that do have the cash, but more importantly are willing and able to enter into and execute the credit improvement program.

You need to do a through screening including checking for prior evictions, criminal history etc.

I'd want to see financials, credit, criminal history and talk to those who have done business with him.

Robert,No offence!