So, this overestimates taxes for the first deal, but is more accurate for the second in a year.First, the monthly returnMonthly income statement (month 1) Debt Rent $1,500.00 Expenses $550.00 Payment $349.61Cash flow $600.39 Depreciation $242.42Interest $312.50Taxable Income $395.08Debt percent 50.00%UDFI $197.54UBIT $69.14ATCF $531.25 Investment $52,000.00 ROI 1.02% All cashRent $1,500.00Expenses $550.00Cash flow $950.00Investment $102,000.00ROI 0.93%So, the ROI is just about identical.

Also at this point, would the trustee be willing to provide us, the REI, with the home owners contact info or would that be against any identity protection services that the trustee may provide? 

I am on pretty much the identical path.

Shortly after, I got married & my new wife (who was a teacher & not making much money either) bought into my investing mindset just enough that we bought a duplex & moved into one side. 2 years later we bought an identical duplex, the second building over on the same cul-de-sac.

This looks like you will need 85% LTV on this loan because its an Identity of Interest Transaction http://portal.hud.gov/hudportal/documents/huddoc?

I have a client that seem identical to you.

Due to privacy laws, we cannot divulge the resident’s identity or apartment location but we feel it is important to keep you informed.

What if I had identical model match homes of equal size but one needed a new roof, new HVAC, and had major plumbing issues while the other one just needed kitchen and bath upgrades, paint, and flooring?

But this area hasn't really found it's identity yet like Charlotte or Raleigh Durham.  

Make your offer directly to the sellers agent.Two people bring identical offers, one has a buyer's agent and one doesn't, which offer wins?