I was the only Duke fan in our household, though I do have two cousins who are Duke grads.

A business pupose loan would not be a consumer loan.Here is a direct quote from the definition that you can find at the DRE website:"A residential mortgage loan is any loan primarily for personal, family or household use that is secured by a mortgage, deed of trust, or other equivalent consensual security interest on a dwelling or residential real estate upon which is constructed or inteded to be constructed a dwelling.

Real Median Household Income for Dayton is $49,504 a year (i.e., less than the cost of the "Inner Circle Mastery Coaching" level from Fortune Builders).

For a rehab flip investor, anything negative stated about them is a complete falsehood as only good comes from the efforts.For landlords, perhaps you can make the argument that since they do not re-sell the property, that is one less available for owner occupants, but lets face the facts here, all they have to do is look at the entire population and then compare that with the number of households that are in existance.

Our expenses are low compared to the typical household. 

Even though you probably can't build a household name like HomeVestors, you can build a strong brand in a small area.

It is easier to take legal action against an entire household instead of one individual who is acting out in my opinion.

Limit an initial conversation or questionnaire to no more than 3 to 5 questions:What is total household gross income?

Tenant also agrees to report immediately and in writing to Landlord any of the following: a.evidence of a water leak or excessive moisture in the dwelling unit or on premises.b.evidence of mold that cannot be removed with a common household cleaner; c.failure or malfunction in heating, ventilation or air conditioning; and d.inoperable doors or windows.

A 'grayer' area might be if you lived together and you hired him and payed him from your SDIRA, and part of his pay came back into your joint household to pay the bills.