Point being, if I just pay them off I'll be FI...My wealth will still grow over time but slower than if I keep hustling and buying more rentals for long term.

I wasn't able to get the re-fi at the level I wanted but I did the other three steps. 6 years ago they were really down on values in Norristown.

Are there any suggestions and/or contacts that deal with multi family in the Upstate of SC? I

@Colleen F.  I

I am excited to have found such a fantastic resource as I continue on my journey to FI through real estate.I am currently based in Maryland but previously owned property in Virginia.

"No hard inquiries, nothing on your credit" - yeah and its much easier to RePo and you never get a head so you're stuck constantly using them. 8% is standard for a Hard Money loan, and 10% isn't crazy either. 12% is a bit high.Better off getting friends/co-workers to help fund the remaining deal and own the property outright, then cash out Re-Fi with better terms and go find your next one. 

My wife was skeptical at first but is now on board for the whole idea of BRRRing multifamily buildings and becoming FI.

So you want to be SURE that you conduct good analysis and have your numbers right before you buy.Being that you will be stationed at Shaw AFB in Sumter, a good area to consider for house hacking or maybe even rentals is Hopkins SC. I

I f I buy a home here that goes for 25K I could take a mortage on it and have payments of about 200.00 a month but now I need to find a buyer that will pay back my 200.00 plus additional cash flow and I don't know if that can be done.

Good point about not being able to re-fi.