I'm glad your claim worked out but to make the absurd statement that what I stated is untrue shows your lack of knowledge on how the process works.

Removing derogs that are false at 60% seems like a huge wasted effort,Is it the site that is lacking or just you being a beginner at removing disputed items?

or Credit Privacy Numbers and recently I have seen something called an SPN which is even more absurd. .Many people like you, read on the Internet about CPN numbers that offer a new start by giving you a brand new credit file.Let me start my saying that most believable lies are based on some truth.

You love to talk about FALSE information Bill but you offer no examples of what is false in the article.

@Nicole Williamson Just to clarify, credit utilization is 30% or so of your credit score, so saying it's not going to matter much that you carry a full balance on your credit cards is false.

I tend to be a bit hesitant to take others' advice until I've talked with them a while to understand their biases and motivations, and one thing pulling for this course is listening to dozens of episodes going back about a year now... but that's also a false sense of feeling like I know someone I've never met!

She already called building department, health department and made false claims so she can stay and not pay rent.  

We know that to be false.  

This is quite absurd. 

Every real estate professional I talked to thought the 67k valuation was absurd, and even more odd that he dug his heels in when we presented him with 5-6 solid comps all within 1 mile in the 95-105k range.