Another method mentioned above is the RUBS system for allocating utilities, which has the same basic result.I can say from experience that very sophisticated, very professional teams are building institutional-grade apartment buildings with 100+ units in Seattle that do not have individual meters for all utilities.

Ignorance aboundsLastly, and I know this doesn't apply to you because you are obviously very smart and sophisticated (as well as being a snappy dresser). 

For most people who ask about ARM's I dont necessarily say they are bad or good it just depends on the sophistication of the borrower/investor and their emotional maturity in handling the risk.Whether you should sell or hold or rent depends on what your objectives are so no one here can know enough to advise you on that from the scope of this article.

When it was my friend I bought him lunch 4~5 days a week and he had dinner at my house almost as often since I wanted to make sure he could make rent.I even hired him as a consultant on a job I had so that he could make 2 months rent once.I'ts like going to the casino, don't bring any more money than you can afford to leave there.

If Covid stays it takes down many an American institution with it including large cities, college towns, casino towns, theme park towns etc.

The Indian casinos already make as much or money than Vegas.

3) How close to resorts, casinos, and other tourist attractions are you?

http://www.shareable.net/blog/6-coliving-networks-...I've also bought large surplus properties from a city and a surplus school house that I'm converting into a 12,000 s.f. residence for myself, but those are sophisticated/complex investments that I can't recommend to a novice investor...

HUD and the local housing authorities are very experienced and sophisticated investigators, and will often "set up" a landlord by sending in 4 or 5 testers at a time.

Go to a casino.