If you can float the property for a while, I would consider doing some renovations and have it rent ready by the Spring.

Also, if your commercial Tenant(s) are reluctant to sign a "full" personal guaranty, perhaps you could use a personal guaranty with a fixed term (e.g. 6 months to a year's worth of rent upon termination), a personal guaranty with a "floating" term (e.g. 6 months from lease termination) or a "Good guy guaranty" (where the Tenant does what a "good guy" would normally do instead of disappearing on the Landlord overnight - perhaps used predominantly in the NY area?)

I'd rather not have to float two mortgages when I move.So my question is, are there any alternatives I should consider?

We would have the option of doing either a fixed rate for 5 years (approx 4.25%) that then resets or a floating rates based on prime.  

There's more, but I think you get my drift.

Will a loan be as easy to obtain if the market is drifting down?  

The other is a significant drop in property values and the borrower must relocate and has no equityI think you left out mortgage moratoriums but I get your drift.

A lot (not all mind you.. but a lot) of the theories floating around in the REI world are completely bogus.I will give you an example."

Of course nothing is free as there are taxes and other associated costs, but you catch my drift.

Right now all boats are floating as the tide is coming in big time.