For vacancy rates I'm using the US Census Bureaus statistics, they have this information divided by state as well as top 50+ large metro's.

- Chicago is worth it for us because it is the 3rd largest Metropolitan Statistical Area (MSA) in the US, which includes Chicago proper, south & northern suburbs & western suburbs out to Naperville & Joliet.  

If you think that you are smarter, better at statistical analysis, better at finance, and better at law than the insurance company, and their armies of lawyers, accountants, actuaries, and adjusters that they hire to design and administer insurance policies with the sole purpose of making them profit, then by all means, buy the home warranty.

What I would say is, look at the market you are analyzing, and see which statistical benchmarks you’ve chosen have the most impact on your financials in that particular market.

That's not to say you won't get any calls the first few times, but statistically speaking it takes a few times to get the calls rolling in.I wouldn't say it's a "crazy to step away from tradition" to mail to a different zip code each month, but it would be close to a waste of potential and money to mail to the list once.Happy Investing! 

Graduation rates, English, math, science scores-Population/Growth/historical statistics-Job Growth.

The stats nerd in me needs some more entries for statistical significance.

100% I used it to compile data of over 140+ zipcodes with positive ROI’s and am currently expanding into an area based on the numbers that is absolutely bananas for airbnbs, would have never found the area without it.I also did my own manual research of the area after looking at airdnas numbers to confirm it, it would be wise to always do your own manual research on top of the airdna numbers to confirm there is no statistical errors. 

I was wondering if there were statistics on the turnover ratio.

@Jeff KobernusThat sounds a hair high for a short term policy but it’s not cheap, statistically vacant homes under renovation have way more claims than a standard home owners or landlord policy.