They'll probably not like that you'd want to live in one of the units, or that you'd want as much as 80% LTV, or that you haven't already bought a primary home for yourself, or that you'd not be happy to pay say a 2% HIGHER interest Rate than if it was for owner-occupied residential - but, it won't hurt to ask, right?

A cursory look shows a 1br in, say a Cap Hill smaller building up to around 16 units, is starting at $190 on the very low end and going up to $240 on the higher end.

If you want a quick "test" look at cap-ex at 5%:5% * $1,150 * 12 months = $690/yearFor fun, let's say a new roof will be $10K.

Santurce by itself has more people living there than in Mayagüez.I will do the marketing and management at the beginning, but whenever I reach 30 units, I would say a property manager will make sense.

Id say as long as you have enough cash in the bank to fulfill your marketing goals for about 6 months you should sit on the sidelines and wait.  

I'd like to say a massive thank you to everyone who has posted and contributed on BP, it truly has provided me with a wealth of knowledge. 

I often ask myself, why would anyone want to sell when the duplex has, say, a 3-4 unit house FULLY rented?

Bridge financing is similar...it bridges you from now to shortly down the road.....say a 1 or 2 year loan. 

There are plenty of deals at, say, a $100k price point that many wouldn't even look at because they work in a different price range.

Would it be feasible to start with the adjustable and say after 4+ years or however long it takes to get above that 6.125% could I then REFI it into say a fixed?