Then get a business umbrella policy.

Can anyone recommend a company that offers a builders risk policy to cover the construction period but then will also allow a cancellation and refund after work is finished to convert into a standard landlord policy.  

You could buy about 80 of them, but your cash flow would still end up at 16k which is about what you are making now (actual it would be zero once you account for property management fees). 

Got added to the property insurance policy as additional insured.4.

The positive is you can get them out with 60 day notice so 60 day escrow would allow the unit to be delivered vacant (assuming zero issues terminating the rental)good luck 

So I dont know  ZERO cash flow for what 25 plus years pay 300.00 a year in prop tax. so spent what less than 10k to own it then cash out and 1031..

All the other fancy ways people try and get creative with owning something typically only costs you money and provides zero benefit. 

We have not disabled ours or converted to gas, but Tenant must sign a Fireplace Addendum stating if they use it, we require a higher renter's liability policy with us as additional insured, rules on wood, storage, use, safety, they pay for yearly professional cleaning each year they are there, etc.  

Likely the same thing, people are fine with having a zero cost vacation home. 

We teach an “investment product agnostic” strategy, focusing on educating investors on performing due diligence, establishing their own risk tolerance, and choosing their own investments.