Without a solid team like that, I feel its too much risk to be left vulnerable to a downturn when you are needing to offload the property or end up holding at a negative cash flow each month while you wait for trades to finish etc.

Is that making me vulnerable or unprotected?

My mission is to leverage the power of REI to defend the poor, weak and vulnerable in our world.  

And I do acknowledge that they will probably be more willing if they know they're in a vulnerable position legally speaking (regardless of whether I plan to take advantage of that or not)To reply to your point about the estate proceeding with a short sale, they won't.

Isnt that the time when you are the most vulnerable and need more protection?

An ideal business structure consists of an operating entity that does not own any vulnerable assets and a holding entity that actually owns the business's assets.

What keeps going through my mind is how vulnerable the "private lenders" are that are talked about everyday on this board and at local REIA's.

he of course was pitching his entity creation services, and I Know he specifically told us the single member LLC was totally vulnerable, as in the individual's assets being attached from a judgment against the LLC, not the other direction as in Olmstead.

The less money you have the more vulnerable you are with this strategy.

I didn't realize how vulnerable my business was pre-2007 (when real estate investing was easy) but I found out in a hurry.