I stand by what I said earlier about access to capital - as an investor I know that its pretty easy to access large amounts of capital, and anyone who spends a lot of time, money, and energy marketing for capital is a red flag.I believe Summit has filed for bankruptcy, but as this has happened multiple times already expect them to resurface soon with a new name & new website.

They were not happy with it and would never respond to my texts and voice calls. 

If I am filing jointly with my wife and she manages the STR (and passes materially participate test), can we still benefit from this?

She may need to file a gift tax return for the $31,000 gift depending on other factors. 

That's the key component that is usually missing when I hear other entrepreneurs/investors say they don't like QBO.Something else to keep in mind is your entity structure and how your entities file tax returns.

I'm great a flipping but looking to grow and experienced voices are the best!

This is why you need to make sure you review your file prior to even getting the hard money loan because what if you do not even qualify for a conventional loan then you'll have problems and might not have a net benefit exit strategy.

The process is getting allthe information together like the 1003, credit authorization form, bank statements, income statements etc. they will underwrite the file and confirm the borrowers ability to repay.What state is this in?

i feel like I know you but I only know your voice from the podcast.

They will have it on file.