Hi @Henrique Dantas have you been able to verify the points you mentioned above from a bank?

What I also enjoy is when people put out articles with contradicting view points and in six months or a year point to the - "see how correct i was", well yeah you placed bets on both red, black and green so you were going to be correct because you bet on all options.There’s a true story about a person who, during the late 1950s wanted to make money selling a stock market prediction newsletter, but had no verifiable experience or track record.  

Verifying last 2 years of rental history very important!

Hide you money, drugs and valuables off site.If you do your own opens, do it for a couple of weekends.Once you have someone interested, you fill out a purchase & sale agreement, collect an EMD, open escrow, order title, verify ability to close with the buyer's lender.

Unfortunately, If there are no other verifiable facts to support a better value, than it is usually futile to appeal based on opinion and/or interpretable characteristics alone (i.e. the Subject is in superior condition to this comp and therefore, it should be valued higher, etc.).

Verifying last 2 years of rental history very important!

Never trust, but verify.

We require a 3x rent in verifiable income regardless of money in the bank.They could have a loan that needs to be paid off in 60 days and then the $100k is $1k, and now they can't afford rent. 

Verifying last 2 years of rental history very important!

The representative  was able to verify that it has been linked to my account but he wasn't aware of how the rebate/discount works?