It might also be unavoidable to live in a high cost of living area due to my career choices. 

By focusing on incremental growth over decades, it mitigates short-term volatility while building a foundation for sustained impact.How This Model WorksLeveraging Time = MoneyTime is the ultimate hedge against risk.

Starting with single-family and small multi-family properties is a smart choice, especially out of state.

So ultimately, you should sell your primary, rent a cool house, invest in rentals. 

Just curious... what’s your ultimate goal for that office space..are you looking to boost resale value, or is it more about having a functional retreat above the garage?

Fine - use what ever suits you.Mortgage acceleration is a choice, not a requirement.

But ultimately, any cost to the syndicator is ultimately a cost to the deal, which means that at the end of the day it costs the investor.Investors that can find quality sponsors, and do proper due diligence on them, can save an entire layer of cost by investing directly with those carefully selected sponsors versus investing through crowdfunding portals.Good luck!

What I ultimately decided on after speaking with many people in the business and bank customer representatives was to make a savings account for each deposit.

Personal Timing.For many landlords contemplating a sale, the timing ultimately comes down to personal choice.

PG's are worthless those that have PGs that are worth anything dont need gap funding they have the cash.this is a play for folks you know well .. not for internet facebook BP etc.. people that do this do it because they know you like you trust you and think your a good operator.Public has to many other choices that are much safer bet.. its not always about ROI with those with money..