You then get the property rented Mar 1.

(And then any state implications)Given this isn't pennies we're talking about- working with a qualified professional to help mitigate the tax would be your best bet. 

Once you have read, underlined, highlighted and taken notes on that book, then I would move on to finding additional resources and groups.All the best! 

After the inspection was completed, they quickly addressed what needed to be address on the list which was not much, then they sent me pictures of the work done.

I can show cost to build as write-off and then 1031 the rest of it?  

If the number of rental exceeds the FHA standard then nobody can get a new FHA, owner occupant mortgage. 

I would keep the deposit unless I am able to rebook the dates and then I would only make her pay the difference for any unbooked nights. 

For example, if the refi lender requires 6 months of seasoning so that the refi is based on LTV rather than LTC, then your HML will likely be 7 months...

Then, you could refinance into a conventional mortgage once the home is built.Would you like any recommendations for lenders open to working with owner-builders?

Since then, we have been dedicating our time to learning as much as possible—reading extensively, analyzing potential deals, and listening to BiggerPockets podcasts.After careful consideration, we decided to sell our current home and rent instead, allowing us greater flexibility as we begin our real estate investment journey.