So, they should be able to provide proof of police report and acknowledgement letter from one of the credit bureaus.Cosigner: only idiots cosign and think it doesn't count against them.

Two year min on job, and show proof. 

depends on the market. in hot markets if you dont Proof up with your initial offer your not getting into contract in the first place.I suppose this thought process works with unsophisticated un represented sellers. 

I am living proof that there's absolutely nothing more important than answering this first question first.

If you want proof of this, look at every Section 8 waiting list in the areas you are considering.

Proof of payment?

The seller will want to see proof of funds like a bank statement or a pre-approval letter with your offer, so that they know you won't back out due to financing.

Are there any numbers or proof to these claims?  

This was a proof of concept that Midwest rentals can and do cashflow atm without the HELOC part and with more conservative numbers that was in the concept of a discussion with someone else.

Having the other heir sign a quit claim so the paper trail is bulletin proof.