I did all of my loans with small local banks in my area and was always happy with the rates and service.

Just curious if anyone has used All Loans Funding for DSCR loans?

Sometimes you will get a seller who comes back and declares they want off of the loan, or a nasty letter from an attorney saying that you ripped off their client, or a letter from the State Attorney General that you get to visit them in their office.

If the interest rates go up to around 7% again do the numbers still work for the remainder of the loan? 

I inherited 5.6% of a commercial property that is worth approximately $27m with $11m remaining on a loan.

I can likely do this loan, but in all fairness, with this type of loan I suspect a community bank is going to beat me out.

These properties typically turn over once a year as they are mostly student rentals. 

Similar to what Patrick stated - most have ITINs and have seen a lot of loans like that and those are sold many times on secondary market. if not I know people who still originate I would say they are tougher to sell on secondary market but there are still buyersRe: jay comment - price of notes has doubled over past five years on many loans - especially defaulted or loans with some hair too them. 

Loan officers with 25 years of experience typically are more experienced, and have less time per file, because they have an abundance of files.Loan officers with 25 months of experience typically are less experienced, but have more time to devote to you.I can't write my own loans, so when I'm getting a loan I prefer working with less busy people when I'm doing my own real estate investment, they're more responsive and dedicated it feels like.

or is it the students that are failing the Gurus?