Just the last 20 have been so abnormally low we have gotten used to that normal.Folks also forget what started us on the ultra low rate cycle for  the world economy to crash in 2008. 

In general, if you have a typical condo unit the HOA insurance covers the exterior structure while your insurance covers the "studs in."5.

Have you tried different late fee structures or flex rent (allow tenants to pay weekly or biweekly instead of monthly)?

Is there a reason that you need such a complicated structure?

I would like investment advice on how to help a person, grow and develop her vision of redeveloping old structures in the Milwaukee Metro Area.

Take depreciation on the structures if I don't own them?

My rule of thumb has been to have a new LLC whenever the ownership structure is different, when I have > 10 doors, or when the total LLC's ownership is > $1,000,000.

I’m curious, what’s the most creative or unconventional strategy you've used to structure a BRRRR or Fix-and-Flip deal?

I would note that some lenders don't like "layered" ownership structures.

To clarify, my focus isn’t on analyzing T-12s for purchasing a property but rather on developing a solid T-12 for managing my property effectively and for use when I eventually sell my investment property in the future.I want to ensure the T-12 I create is both accurate and straightforward, serving as a reliable tool for tracking performance over time and presenting the property’s financials to potential buyers down the road.If you have any advice on key elements to include or how to structure it for these purposes, I’d greatly appreciate your insights.