Live below your means, find roommates, or live with family for free. 

They usually give you the first 30 minutes for free so you can explain your case and ask questions.

Compared to other services that might offer lower-quality leads or require higher upfront costs/paywalls, Prime Tracers also give you free lead credits on sign up so you can actually see the results before you commit to a purchase.

Has anybody worked with VRM and Vendee programs within the last 6 months, what have been your experiences, good and bad? 

Just curious if others have had a good experience with them?  

When you live in that duplex for 2 years and then sell you'll be able to take 50% of the profit tax free (the allocation for the side you lived in). 

Ive done some exploring of different options for funding specific properties in Ohio but with little experience in real estate I could use some help.

Either with kids and that additional stress.

(cost of buy-down in dollars / monthly savings vs the free loan = # of months it would take to recoup the money spent). will you keep the LOAN at least that long?

There are certainly some things to learn along the way, but you'll figure it out as you go just like we all do.There are plenty of folks here that would be happy to help for free - including me.