Others may have a different opinion, but outside of a seller carry back up to 90% CLTV (still require some skin in the game, unless you go true hard money) 2nd liens on real estate for purchase transactions in the manner you're seeking are very difficult to get a loan against, whether it be a secondary market lender (private equity fund, balance sheet lender, family office, etc), and usually are seeking larger transcations ($1-3MM +) in this space, and are still capped at a max 75-80% CLTV (still wanting skin in the game).# 4 usually requires more explanation as its newer to the market (DM me if interested in discussing these options further), but all 1-4 appear to be potential options for you based on the limited details. 

Secondly, their contractor more than likely recognizes that repairs/work on investment properties are extremely time sensitive and understands the standards expected.

@Henry HsiehTo provide a different perspective:I am NOT a property manager so I have no skin in this game  But I can tell you, as a GP involved with over 1100 units and $140M AUM, good property management is a big key to successful investment. 

Customers in the shoulder season appear to be much much more price sensitive and highly prefer payment plans.

For those starting out, always have some 'skin in the game.' 

In the very sensitive area of legality, legal compliance, and ethics, they have a definitive methodology which keeps the investor on the correct side of this equation5.

General comment - its crazy how sensitive ROI/CoC is to interest rates.

The main reason for the suburbs would be that we are sensitive to commute!  

Yes, grow a thicker skin.

The biggest thing though is retail is not entirely price sensitive.