And people think Ai is going to replace accountants.one can argue that apartments.com is just a processing the payment and not actually holding the funds to transfer out.If apartments.com all of a sudden reverses the payment for insufficient funds?

I really don't have the $23k down payment I'd need for a DSCR, and Texas wont let me HELOC the equity out of my other rentals. 

Therefore, your financial freedom hinges on new companies continuously moving into the city, creating replacement jobs.Companies have many options when selecting a location to set up operations.

Equity earns 0% interest (inflation will destroy your purchasing power) your real estate investment will Appreciate or Crash regardless of how much down payment you put on your home.

I have a 700+ credit and willing to make 25% down payment.

The cost associated with insurance for not having 20% is peanuts compared to what you potentially can do leveraging your down payment. 

Most long-term lenders will use an AMC to select the appraiser.

For example, the buyer, if they find problems with the property or stop making payments, can blow up the seller's credit.

If you sell, you could access the equity you’ve built and put it toward other investments or save for a future down payment.

I am leaning towards that you should house hack if you're monthly payment and accounting for capex/opex/reserves make sense.