We don't reach that point until we have had the opportunity to understand what an investor wants, their motivations, long-term goals, and risk profile.  

That puts you in the top 60% of Americans.

I get that, I doubt he'd give me someone he didn't feel like would put in a good word... 

We have 20% to put down up to this price.

I usually get 10-12% interest as a private lender.3) Low risk.

@Alex Lee - A conventional renovation loan is not an FHA loan and requires a larger down payment...with the Homestyle renovation loan you can put down as low as 5%.If you can do Homestyle instead of FHA 203k, I think that is a bit easier since there are not as many regulations and requirements.  

Since your townhouse may only break even after you move out, it’s worth exploring options that align with your goals and risk tolerance.

Definitely  cant put a price on learning experiences.

I'm going to put a word in for living abroad...and I can't think of a more beautiful place than NZ. 

Since our son will be living there, should we have him own 51% and we own 49% and put the financing in his name (with us as co-signers) to homestead it?