![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3095816/small_1723167756-avatar-joellec10.jpg?twic=v1/output=image&v=2)
13 January 2025 | 27 replies
Check out this recent rental report from Zumper ranking cities in the US with the highest rents. https://www.zumper.com/blog/rental-price-data/ Welcome to BP - do you work exclusively with investors as a broker or is it just a good portion of your clientele?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3173301/small_1737589991-avatar-jasonm1429.jpg?twic=v1/output=image&v=2)
2 February 2025 | 6 replies
I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23If a purchase, you also generally need reserves / savings to show you have 3-6 month payments of PITIA (principal / interest (mortgage payment), property taxes and insurance and HOA (if applicable).
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2824770/small_1694690252-avatar-christinag127.jpg?twic=v1/output=image&v=2)
24 January 2025 | 5 replies
Maintain - includes taxes and insurance?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/120949/small_1621417798-avatar-arq.jpg?twic=v1/output=image&v=2)
23 January 2025 | 56 replies
I read on Lee Arnold system . com that joining the inner circle gives access to up to 100% financing on residential loans including Property Purchase Price + Closing Costs + Rehab Costs if that amount is 65% of the after repair value (ARV) as determined by a third party appraiser.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2821715/small_1706060909-avatar-aaronb743.jpg?twic=v1/output=image&v=2)
11 February 2025 | 20 replies
This way the broker can search hundreds of lenders (Including Easy Street Capital) instead of just hoping that one lender can get you a good deal.A direct lender can work very well for Conventional loans, but if you were hoping to get a good deal I would look elsewhere Or you could search for hundreds of lenders here on BP or online yourself and avoid paying broker fees..
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1644837/small_1638409301-avatar-jimb341.jpg?twic=v1/output=image&v=2)
11 February 2025 | 22 replies
No issues and tenants are renewing.That indicates tenants were paying below market rates.If the market rate for a 2-bed/1-bath apartment is $1,000 without utilities included, then he should adjust his rate to $1,100 because it includes $100 in utility cost.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3037873/small_1726410141-avatar-audreys48.jpg?twic=v1/output=image&v=2)
27 January 2025 | 11 replies
A significant number of my clients are from out of state, including many from Washington State and California.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3161408/small_1735295025-avatar-ryanf645.jpg?twic=v1/output=image&v=2)
25 January 2025 | 2 replies
We don't allow any "deal-making" in the forums, which includes advertising your services or properties, looking for partners, etc.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2643923/small_1737688392-avatar-paull482.jpg?twic=v1/output=image&v=2)
28 January 2025 | 27 replies
Quote from @Stetson Oates: As a suggestion, when you refer to net cashflow, I would include maintenance, vacancy, and repairs.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3138066/small_1729697483-avatar-jacobf289.jpg?twic=v1/output=image&v=2)
6 February 2025 | 7 replies
Again, if your $250k is true, and includes all the electrical upgrades, new plumbing runs, potentially new foundation pour (since I assume the existing garage slab is not capable of supporting a new two story house), I am guessing since I don't know the market, but assume you will have a lot of equity by completing the project.