She will never be happy with the heat, she can barely afford the place, and she's regularly late with rent.

A little late to the gratitude fest, but like @Kerry Baird above, I am genuinely grateful for the old timers here and the new voices as the collective wisdom of this group is something I tap into regularly.

For existing companies, individuals who own at least 25% of the entity or exercise substantial control over it must submit BOIR to the Financial Crimes Enforcement Network (FinCEN) by December 31, 2024.

I use S&S regularly so I get the full 15% off the shipment so the price was $3.49 for me.$69.99 - Nellie's Laundry Soda - https://www.costco.com/nellies-laundry-soda-800-loads.produc...Ok, so you are asking "Mike, why would I buy my great grandma's laundry soda?!"

You can have some student housing, regular long-term rentals, and even some STRs if you choose.

Regular Conventional? 

However, be prepared for the properties to meet certain health and safety standards, as Section 8 housing requires regular inspections.5.

Borrower Types: The Professional - HM Lender will cut sweet-heart deals to keep these borrowers around Experienced real estate investors Regularly engage in property transactions Typically have a track record of successful projects The Newbie - Charge Higher everything as the risk is higher as no experience Novice investors or first-time borrowers Limited experience in real estate Seeking to build their investment portfolio The Deadbeat - Only lend if the deal is so SWEET, they can't lose if they take the property from the Borrower Borrowers with poor credit history or financial difficulties High-risk borrowers May struggle to secure traditional financingThe lender will do an application on the deal/borrower and some standard docs they require are:Hard Money Application / ExperiencePurchase contractARV report – COMPS – See * Redfin*Pictures of Property – most people use Dropbox to shareProof of Funds – Down / Reserves (Bank Statements)Personal identification (ID or passport)But usually if the deal is sweet enough, they will do it anyway because if the deal goes south, there is so much equity/value in the property that the HM lender can't lose.

A good broker remains transparent throughout the process, providing regular updates on loan applications, lender responses, and any emerging challenges.

Your first due diligence exercise in notes is to find out the qualifications, experience, knowledge and financial stability of the note seller-dealer!