The time we've known each other has been filled with great conversation on human psychology, success, coming from nothing, business, and fitness.

In fact, that is probably where I'd price it as it's just under the psychologically important $250K mark.So, assuming $40K for the foundation work, then another $60K (tops) to renovate (that number is a work in progress), I would hope to have no more than $160K in a house that should sell *very* quickly for $220K net of closing help and other seller concessions.These numbers are still very fluid, however.

You can still access the money with no penality, but there's a bigger psychological barrier of withdrawing the money compared to a savings account. - You're young.

an updatethe landlord's wife took it upon herself to investigate further & it appears the lady has some psychological issues.So this week they are setting up meals-on-wheels & social services to help her.So the use of the 'shredder' may have been a God send.

While it is good to grow and stretch your capacities as a person it's also good to realize that acting too far outside of your character strengths can be really hard on you emotionally and psychologically.

So what I am getting at is the answer to your question is half based on psychology and preference (qualitative) and just doing the number crunching analysis (quantitative).                  

These companies have highly skilled sales people who are slick and know the psychology how to sell you on their services.  

I am interested in the psychology behind the strategy of investing in Real Estate nation-wide.

There's a psychological element to it.

I just operate in whatever environment I am in.But I am an expert at HML rates 20% plus  I like those :)But I see this much like what happened to the car industry.. when in tough times they moved to 0% loans and very loan rates. that was mid 80's  and unless you have really crappy credit they have never gone above 4 to 6% since and you see them all the time low.Now I know the auto industry obviously pays the rates down. but he psychology of borrowing is the same..I know I wont buy a new car unless I get 0 or 1% I will just wait till the sale comes around.. and I only buy new..