While it's challenging to predict future rental increases with certainty, historical data and trends in the Memphis area can provide some indication.

We hold these wholesale business-purpose residential real estate loans on our balance sheet, and they generate a predictable stream of income for us.

I would want a fixed interest rate for as long as possible for risk mitigation on refinancing & predictability of debt expenses.

Hi Greg,Thanks for your comment.I'm glad that you asked lolThe beautiful thing about the pockets we sell in is that there is a mix of owner occupiers and tenants (Investor owned properties).I'd say that it's 50/50 owner occupied and investor owned.Our #1 "pick up" line that we tell investors is that "Our entire staff, including the Dingo himself live in the same area's that we sell in""So you''re tenants are our neighbors"If you ask me mate, that's pretty un-heard of for any turnkey providers to be living in the same areas they sell.Now, Toledo isn't Beverly Hills by any means.It's a blue collar working class town with blue collar working class residents.Decent people that are hard pressed for money but they do their best to pay the rent.Not too much turnover and only a hand full of scenario's over the last 5 years where a property was damaged more than just a basic turn.There are many exit strategies in my opinion.The biggest being that I predict that eventually all of our tenants will want to buy and own again (Just like many did prior to the GFC).Why?

I predict  that Belgium as usual will follow this date or a date close to it.  

Technological advancements are reshaping the real estate industry for investors in various ways:Data Analytics: Advanced tools offer insights into market trends and investment opportunities, aiding informed decision-making and risk assessment.Virtual Reality (VR) and Augmented Reality (AR): Remote property exploration with virtual tours saves time and resources, attracting potential buyers or tenants and expediting transactions.Blockchain: Secure transactions via smart contracts reduce intermediaries, costs, and fraud risks in property dealings.Online Platforms and Marketplaces: Digital platforms broaden access to properties, investment options, and real-time market data, enhancing efficiency and transparency.Artificial Intelligence (AI): AI algorithms predict market trends, identify investment opportunities, and personalize recommendations based on investor preferences.Internet of Things (IoT): IoT devices provide real-time data on property performance, enabling cost reduction, efficiency improvements, and better tenant satisfaction.Crowdfunding Platforms: Real estate crowdfunding democratizes investment access, allowing smaller investors to participate in projects previously out of reach.In summary, embracing these innovations enhances efficiency, transparency, and accessibility in real estate investment, enabling investors to capitalize on emerging opportunities and stay competitive in the market.Thanks!

While predicting future gentrification can be speculative. 

Dayton has more cash flow - and Columbus has a higher predicted appreciation rate 

in summary all condo/HOA are bad investment except :- if they are located in prestigious location and/or neighborhood- they are relatively new so maintenance cost is low and predictable- they located in the market where DOM for condo is less than 10- they are located in the best school district- or they're located for resort zone/holiday zone.

But I've had a lot of issues with the accuracy of Zillow's estimate in terms of accuracy as it really isn't; in my opinion, structured to predict changes in rent over time or take into consideration any additional amenities or upgrades.