They always replace it with a clear plastic blank plate though.

My house is 200 sq ft larger, has the same upgrades as my neighbor's, AND we have a small yard when my neighbor's house has no yard (just patio).

Yes, I agree with the SF comment, for me they are asking way far from what what is really worth perhaps betting on the potential of the lot (huge patio around the house) that easily accomodate an extra room extension for example.

Typically the HOA owns the common areas -- the land, the land improvements, the exterior of buildings, the roof, the patios, etc -- and the homeowners own the interior only (i.e.

Low maintenance yard, with brick patio in backyard.

There is plastic vapor barrier under the vinyl plank. 

If they are professionals, they will tell you the fees are non-negotiable, just like when you go to a professional plastic surgeon vs. a back-alley surgeon.#3 is an absolute must.

So, here's one very strong argument for never, ever EVER using accordion-type plastic or thin metal dryer vent hose. 

Same story for plumbing fixtures, not plastic. 

There is a cement patio.