Sorry Chicago, but there is a reason Illinois lost more population during the pandemic than any other state. 

It's called the Post Pandemic POP!

What have a tenant within a four unit who had voiced concern about continuing to make rent payments during the pandemic.

Our last tenant however gave us some hard time during this pandemic.

Than over-all operational, what I call "WTF" contingency funds, this would be for black-swan events like say a world wide pandemic that affects operations.

Different renters come in weekly (as change over is either Friday or Saturday), no renter exceeds being down there for more than 14 days per stay, so there is never a complication of it being a long term renter.My family did not have to file last year as we did not have renters due to the pandemic, so this is our first year going through this process.We are not going through an agency, so we have to do the filing on our own. 

Although, there are a significant amount of people that are struggling to find a way out of financial hardships the pandemic has created.

Downtown Chicago has bounced back after the pandemic as well as just about any city I have been to...and better than most.because problems are the norm.

Well maybe with the tenant already being this far into the program you want have to wait much longer because I know all landlords are struggling right now because of the way the government has evictions set up right now put landlords in a bad spot the pandemic was out to help every other small buisness in the world and the poor ol landlords got the short end of the stick on that deal but thank God programs like this one will atleast get you somewhat out of the hole with some of your tenants cause I know me myself if it wasn't for a program like this I would have had to move and would have left oweing my landlord money and I would have hated that and I would have left alot sooner cause my landlord has been amazing even before the pandemic so I couldn't see doing anything to hurt him are cause him a setback because I was going to leave on the front end of this deal and he was the one that asked me to stay and said we would make it through it and he would get back the majority of his money and Susan you sound like one of those landlords to even know at the time landlords were throwed a curve ball some of yall good ones with heart still hung in there with what was right by your heart and feelings because we was put into lockdown and couldn't work we wasn't behind on rent because we was drunk all weekend and couldn't make it to work on Monday morning we as tenants was actually throwed a curve ball to and its a blessing to have people like you out here Susan that is about what's right before its about a dollar and everyone needs that dollar to cause landlords have bills to and people just like us but some of yall shine and Susan one of those that shine and I pray everyday we could have some Susan's in this world because when life throwed landlords the curve ball yall didn't know anything about this program and that's when the real hearts got to shine and that's why you will be paid back as much as can be allowed because somebody works in mysterious ways.

My attempt at an FHA mortgaged failed, because I have 6 rental buildings and due to the pandemic, they decided my Debt to Income is way too high.