I think in this environment lenders are changing requirements, guidelines, and product availability daily.

Getting a good painter at a reasonable price requires persistence and comparison shopping.

I wouldn’t lower your credit score requirement or you’re going to end up needing to evict again and having turnover expenses.

I have a few lenders who do but they still require some money from the borrower so they have skin in the game.  

Some, like ours, focus on offering optional services such as renters insurance or washer/dryer rentals without requiring tenants to opt into a full package.When choosing a property manager, I recommend asking about the structure and purpose of any fees.

Just make sure you set up a LLC to rack up the required experience.

What special purpose equipment do you have for an ADU/Office that required unique wiring for it to function? 

  (2) Variable cost: platform fees from Airbnb and VRBO, lodging/hotel/transit or whatever pass-through tax your local AHJ requires, cleaning fee, cost of replacement for consumables, repair and maintenance, etc. 

The issue I had was that most lenders required a certain number of completed flips done under a LLC.

Many insurance policies also require re-development within two years, a near impossible timeline in a region with the coastal commission, perhaps only second to Manhattan in terms of permitting and red tape.